Insurance Information

Taking The Mystery Out Of Long-Term Care Insurance


Here's the good news: with improvements in medical technology and healthier lifestyles, people are living longer. Life expectancy today has increased to 83 years, up from 78 years in 1940 (The Shopper's Guide to Long-term Care Insurance from the National Association of Insurance Commissioners).

The Awful Truth about Annuity and Insurance Leads


You see the websites, you see the ads: exclusive, never before sold, prospects eager to buy, insurance and annuity Leads. Some leads cost a few dollars - others are over one-hundred a pop.

Health Savings Accounts


Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in many cases, they are limited in which health providers (doctors, hospitals, pharmacies etc) they can use.

Converting An Unwanted Life Insurance Policy Into Ca$h


Do You Own A Life Insurance Policy That You No longer Need or Want? It is possible that you may be able to can get a CASH settlement in excess of the current cash surrender value by selling your policy in the secondary market to an investor.Reasons To "Sell" A Policy:Family Situations Bankruptcy Estate Reduction Estate Tax Revision Business Was Sold 1035 Exchange Drain On Income Divorce - Separation Death of A Spouse Retirement Declining Health Non-Performing Policy Wealth Planning Work Related ChangesQualifying Types Of Life Insurance:Group Whole Life Term (Convertible) Joint Universal Variable Key Man (business related)Who Is A Qualified Candidate?Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy.

Terrorism Insurance - What it Costs Small Business


The Terrorism Insurance Act of Nov. 26, 2002.

How Does Credit History Affect Car Insurance Rates?


Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates.

Term Life - Who Needs It?


If you've read any of the books or articles by popular personal finance gurus you've probably heard of the affordable life insurance alternative called Term life. Term life insurance Quotations are recommended by many popular personal finance gurus and can be a good choice for:· Young families or those on a limited budget, yet still need a large amount of life insurance.

How Much Car Insurance Should You Buy?


Car insurance is one of the most dreaded chunks in your budget. And depending on which state you live in, it could be a smaller or larger chunk of your budget than your neighbors across state lines.

Is Your Auto Insurance Company Rated?


Several national rating institutions rate insurance companies. Do coverages, rates, and service vary from company to company? Why can you pay less with one company than another can for the same coverages? Choosing the best insurance company for you is a crucial financial decision.

Which Car Should You Own To Keep Your Insurance Rates Most Affordable?


Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.

Seven Steps to Filing Your Car Insurance Claim


Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal.

Factors That Affect Your Car Insurance Premium


Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population.

Protecting Your Expatriate Family


If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to 'back home'.

Should I Buy Rental Car Insurance?


Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan (its provisions, limitations, and exclusions) before making a purchase.

Understanding How Your Credit History May Affect Your Car Insurance Coverage


Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history.

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MORE RESOURCES:

NEWS.com.au

Complaints about health insurance premiums up 114pc
NEWS.com.au, Australia - 1 hour ago
The Private Health Insurance Ombudsman's latest quarterly bulletin shows there were 62 complaints about premium increases in the first three months of 2008, ...
Will Swan Budget see health insurance customers fly? Money AU
Private health cover: sliced and diced? ABC Online
Medicare shift will see 500000 ditch private cover The Age
ABC Online - The Age
all 271 news articles


WHDH-TV

Contractors, insurance firms gouging taxpayers, panel says
The Associated Press - 10 hours ago
Insurance companies alone have collected nearly $600 million in excessive profits over the past five years, says a Democratic staff report from the House ...
Pentagon workers' comp plan blasted CNN
US House committee investigates potential insurance fraud in Iraq JURIST
Panel says contractors, insurance firms gouging taxpayers The Associated Press
all 181 news articles


School emloyee insurance bill sent to Pawlenty
Minneapolis Star Tribune, MN - 1 hour ago
Tim Pawlenty a bill that would create a statewide health insurance pool for public school employees. Whether Pawlenty will veto it, as he did last year, ...
Bill requires insurance companies to talk about flood coverage Winona Daily News
all 12 news articles


China Earthquake $20 Billion Damages Expose an Insurance Abyss
Bloomberg - 3 hours ago
By Josephine Lau May 16 (Bloomberg) -- The most powerful earthquake in China since 1950 shows the nation's insurance industry is decades behind those of the ...
Insurers not jolted by quake China Daily
Chinese shares tumble 2.58% in the morning trade Economic Times
all 4 news articles


NJ senators push mandated insurance for kids
Newsday, NY - 9 hours ago
By TOM HESTER Jr. | AP Writer TRENTON, NJ - All New Jersey children would have to have health insurance and all taxpayers would have to annually prove they ...
State committee to consider bill for expanded health insurance The Star-Ledger - NJ.com
Vitale FamilyCare Expansion Bill Approved In Committee PolitickerNJ
PREVIEW - Senate Health Committee To Consider Expanded Familycare ... PolitickerNJ
The Star-Ledger - NJ.com
all 14 news articles


Insurance limit hurts Beechwood victims
Sydney Morning Herald, Australia - 14 hours ago
THE collapsed building company Beechwood Homes has been pronounced insolvent by its insurer, paving the way for insurance claims by consumers trapped in ...
'False hope' offered to Beechwood collapse victims ABC Online
Beechwood Homes under administration The Age
NSW home builder collapses SmartCompany.com.au
ABC Online - Sydney Morning Herald
all 26 news articles


BBC News

New York says cancelling bond insurance legal
Reuters - 6 hours ago
by Lisa Lambert WASHINGTON (Reuters) - US municipal bond issuers may cancel their bond insurance without risk of breaking the law under certain conditions, ...
Bond insurer MBIA reports $2.4 billion loss Baltimore Sun
MBIA, Ambac Losses Elevate Aaa Concern, Moody's Says (Update3) Bloomberg
MBIA Rises, Impairment Loss Declines 123Jump.com
FT Alphaville - Euroweek.com
all 253 news articles


News Talk AM 580 WDBO

Florida insurance commissioner still reviewing Allstate deal
Tallahassee Democrat, FL - 9 hours ago
By Paul Flemming • Florida Capital Bureau • May 15, 2008 Insurance Commissioner Kevin McCarty and his legal team today continue to review a proposed deal ...
Allstate insurance ban is upheld Sarasota Herald-Tribune
Florida court reaffirms Allstate suspension Reuters
Florida court reaffirms Allstate suspension Forbes
Palm Beach Post - Bizjournals.com
all 125 news articles


Clients cheer as insurance gets the Net edge
Economic Times, India - 8 hours ago
MUMBAI: The benefits of de-tariffing in non-life insurance is finally trickling down to individuals. Insurance brokers have started providing aggregations ...


NH man sentenced to community service for insurance fraud
Boston Globe, United States - 5 hours ago
... taking workers' compensation payments when he was able to work, has to write an apology to his insurance carrier and do 200 hours of community service. ...

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