Apply Online for Temporary Health Insurance


There are times when you'll find yourself temporarily without health insurance. You may be between jobs, just starting a new job or a student who is no longer covered on your parent's health insurance. Temporary health insurance purchased online can help provide gap coverage for those times when regular health insurance isn't a possibility.

Short term health insurance is one of the easiest types of insurance to purchase online. It is meant to cover major emergency medical expenses for people who are temporarily without other health insurance. Sometimes referred to as catastrophic health insurance, it is not designed to be your primary health insurance. It won't pay for preventive health care, routine office visits, and prescriptions for pre-existing health conditions like asthma and diabetes, or treatment for pre-existing conditions. Many temporary health insurance policies also have a list of illnesses and injuries for which they limit coverage. Be sure to check the plan you're considering carefully to be sure that it will cover what you might need it for.

Depending on the deductible you choose, your age and your health condition, temporary health insurance can be very affordable. For instance, $30 to $50 a month will purchase a policy with a $250 deductible for a healthy male in his early twenties.

What will that buy you?

Under the terms of most temporary health insurance policies, if you're involved in an accident that lands you in the hospital with a $50,000 bill, you'll pay as little as $1,250 for treatment. Before you pshaw at that, consider this: treatment for a broken leg can easily top $10,000 once X-rays, casts and follow-up visits are factored in.

Short term health insurance is meant to be temporary, so there are limits to the length of time that you can be covered by a temporary health insurance plan. Some companies will allow you to renew your plan once at the end of the term of coverage. Others will make you apply again, but only once.

When you apply for temporary health insurance online, most companies will cover you within 24 hours of your application. Many policies will issue you a policy immediately. You can find many web sites that offer comparison tools and online applications for temporary health insurance. Once you decide on a plan that meets your needs, you can have up to ten quotes for health insurance premiums in minutes, and have health insurance coverage within 24 hours.

To view our recommended health insurance companies: visit, Recommended Health Insurance Companies.

Carrie Reeder is the owner of eZerk, an informational website, with articles and the latest news about various topics.


MORE RESOURCES:

NEWS.com.au

Complaints about health insurance premiums up 114pc
NEWS.com.au, Australia - 1 hour ago
The Private Health Insurance Ombudsman's latest quarterly bulletin shows there were 62 complaints about premium increases in the first three months of 2008, ...
Will Swan Budget see health insurance customers fly? Money AU
Private health cover: sliced and diced? ABC Online
Medicare shift will see 500000 ditch private cover The Age
ABC Online - The Age
all 271 news articles


WHDH-TV

Contractors, insurance firms gouging taxpayers, panel says
The Associated Press - 10 hours ago
Insurance companies alone have collected nearly $600 million in excessive profits over the past five years, says a Democratic staff report from the House ...
Pentagon workers' comp plan blasted CNN
US House committee investigates potential insurance fraud in Iraq JURIST
Panel says contractors, insurance firms gouging taxpayers The Associated Press
all 181 news articles


School emloyee insurance bill sent to Pawlenty
Minneapolis Star Tribune, MN - 1 hour ago
Tim Pawlenty a bill that would create a statewide health insurance pool for public school employees. Whether Pawlenty will veto it, as he did last year, ...
Bill requires insurance companies to talk about flood coverage Winona Daily News
all 12 news articles


China Earthquake $20 Billion Damages Expose an Insurance Abyss
Bloomberg - 3 hours ago
By Josephine Lau May 16 (Bloomberg) -- The most powerful earthquake in China since 1950 shows the nation's insurance industry is decades behind those of the ...
Insurers not jolted by quake China Daily
Chinese shares tumble 2.58% in the morning trade Economic Times
all 4 news articles


NJ senators push mandated insurance for kids
Newsday, NY - 9 hours ago
By TOM HESTER Jr. | AP Writer TRENTON, NJ - All New Jersey children would have to have health insurance and all taxpayers would have to annually prove they ...
State committee to consider bill for expanded health insurance The Star-Ledger - NJ.com
Vitale FamilyCare Expansion Bill Approved In Committee PolitickerNJ
PREVIEW - Senate Health Committee To Consider Expanded Familycare ... PolitickerNJ
The Star-Ledger - NJ.com
all 14 news articles


Insurance limit hurts Beechwood victims
Sydney Morning Herald, Australia - 14 hours ago
THE collapsed building company Beechwood Homes has been pronounced insolvent by its insurer, paving the way for insurance claims by consumers trapped in ...
'False hope' offered to Beechwood collapse victims ABC Online
Beechwood Homes under administration The Age
NSW home builder collapses SmartCompany.com.au
ABC Online - Sydney Morning Herald
all 26 news articles


BBC News

New York says cancelling bond insurance legal
Reuters - 6 hours ago
by Lisa Lambert WASHINGTON (Reuters) - US municipal bond issuers may cancel their bond insurance without risk of breaking the law under certain conditions, ...
Bond insurer MBIA reports $2.4 billion loss Baltimore Sun
MBIA, Ambac Losses Elevate Aaa Concern, Moody's Says (Update3) Bloomberg
MBIA Rises, Impairment Loss Declines 123Jump.com
FT Alphaville - Euroweek.com
all 253 news articles


News Talk AM 580 WDBO

Florida insurance commissioner still reviewing Allstate deal
Tallahassee Democrat, FL - 9 hours ago
By Paul Flemming • Florida Capital Bureau • May 15, 2008 Insurance Commissioner Kevin McCarty and his legal team today continue to review a proposed deal ...
Allstate insurance ban is upheld Sarasota Herald-Tribune
Florida court reaffirms Allstate suspension Reuters
Florida court reaffirms Allstate suspension Forbes
Palm Beach Post - Bizjournals.com
all 125 news articles


Clients cheer as insurance gets the Net edge
Economic Times, India - 8 hours ago
MUMBAI: The benefits of de-tariffing in non-life insurance is finally trickling down to individuals. Insurance brokers have started providing aggregations ...


NH man sentenced to community service for insurance fraud
Boston Globe, United States - 5 hours ago
... taking workers' compensation payments when he was able to work, has to write an apology to his insurance carrier and do 200 hours of community service. ...

insurance - Google News

site map
Anzsana.org © 2005 - Partners

snus | wine | minolta printers | snus | afbestillingsrejse